Banking Certifications for Financial Institution Professionals

Treasury management is about far more than knowing individual products. Successful treasury professionals must connect client needs with payment solutions, risk management, pricing, profitability and deposit growth. FITS builds the knowledge and advisory skills needed to become a trusted treasury partner.

1. Treasury Management Fundamentals
2. Payment Rails and Networks: How Money Moves
3. Underwriting ACH and RDC Relationships: Risk, Limits and Approval Decisions
4. Streamlining Treasury Management Payment Agreements
5. Treasury Pricing, Account Analysis and Relationship Profitability
6. Deposit Growth Strategies for Community Banks and Credit Unions
7. Commercial Payment Fraud: Detection, Response and Recovery for ACH and Wires
8. Treasury Advisory Capstone: Building a Client Fraud-Control Strategy

Fraud threats are changing faster than ever. FIFM develops both the technical fraud knowledge and management perspective needed to identify emerging threats, strengthen controls, conduct investigations and manage a financial institution's overall fraud program.

1. Financial Institution Fraud Fundamentals: Threats, Controls and Prevention
2. Fraud Risk Assessment Workshop: Mapping Exposure, Controls and Residual Risk
3. Fraud Trends in Payments: Emerging Threats, Control Gaps and Risk Mitigation
4. Aligning BSA and Fraud Departments for Better Results
5. Digital Account Opening Fraud: Identity, Device and Funding Risk
6. Preventing New-Account Fraud at the Point of Opening
7. Elder Fraud: The Next Frontline Challenge
8. Check Fraud: Detection, Investigation and Prevention
9. Digital Banking Fraud Defense: Account Takeover, Authentication and Transaction Controls
10. Debit Card Fraud Casework: Intake, Evidence, Liability and Resolution
11. Wire Fraud Defense: Red Flags, Verification and Response
12. Commercial Payment Fraud: Detection, Response and Recovery for ACH and Wires
13. Internal Fraud: Detecting the Threat from Within
14. Building Effective Fraud Response Procedures
15. Fraud Program Management: Governance, Metrics, Case Management and Executive Reporting — Capstone

Risk professionals are expected to understand how risks emerge across operations, technology, vendors, payments, customers and regulatory activities. FIRP provides a practical framework for identifying, assessing, controlling, monitoring and reporting risk across the institution.

1. Enterprise Risk for Financial Institutions: Governance, Appetite and Controls
2. Risk Appetite, KRIs and Executive Reporting
3. Compliance Examiner Hot Buttons: Current Issues and Expectations
4. Operational Risk Management: Identifying, Assessing and Controlling Risk
5. Strengthening Internal Controls for Deposit and Check Fraud
6. Internal Fraud: Detecting the Threat from Within
7. Vendor Management and Third-Party Risk Assessment
8. Vendor Management Bootcamp: Including AI Risk Oversight
9. AI Vendor Due Diligence: Key Risks and Review Practices
10. Regulating Emerging Payment Technologies: Risks and Requirements
11. Underwriting ACH and RDC Relationships: Risk, Limits and Approval Decisions
12. Managing Wire Transfer Exposure: Controls, Limits and Exception Handling
13. Documenting Your Zelle and P2P Payments Risk Assessment
14. Banking High-Risk Businesses: Compliance and Risk Considerations
15. Managing the Financial Institution Risk Program: Governance, Risk Assessments, Monitoring and Board Reporting — Capstone

The payments ecosystem now spans traditional rails, instant payments, P2P platforms, digital assets and rapidly evolving technologies. FIPP gives financial institution professionals a comprehensive understanding of how payments work, how they are regulated and how institutions can manage their risks and opportunities.

1. Payment Rails Fundamentals: Clearing, Settlement and Finality
2. Payment Rails and Networks: How Money Moves
3. Payments Strategy: Choosing the Right Rail for the Transaction
4. ACH Origination Operations: Authorizations, Returns, Reversals and NOCs
5. New NACHA Rules and ACH Network Obligations
6. Remote Deposit Capture Compliance: Rules, Agreements and Control Requirements
7. Regulation CC in Practice: Holds, Returns, Warranties and Check Liability
8. How Wire Transfers Work: Roles, Flow, Finality and Controls
9. Managing Wire Transfer Exposure: Controls, Limits and Exception Handling
10. Regulation E Requirements for Debit Card Error Resolution
11. P2P Payments Under Regulation E: Authorization, Fraud and Error Resolution
12. Zelle and P2P Risk Management: Eligibility, Authentication, Limits and Monitoring
13. Instant Payments and Regulation E: Consumer Protection for FedNow and RTP
14. Digital Payments and Cryptocurrency: What Financial Institutions Need to Know
15. Stablecoins 101: A Guide for Financial Institutions
16. The Modern Payments Program: Strategy, Technology, Risk and the Payments Roadmap — Capstone

Regulation E cases can involve strict deadlines, complex liability questions, provisional credit requirements and difficult investigation decisions. FIES is designed to help professionals move beyond knowing the regulation to confidently handling real-world electronic funds transfer disputes.

1. Regulation E Fundamentals: Coverage, Definitions, Disclosures and Consumer Liability
2. Regulation E Requirements for Debit Card Error Resolution
3. Resolving Debit Card Claims Under Regulation E: Evidence, Liability and Loss Control
4. Provisional Credit Under Regulation E: Timing and Compliance Requirements
5. Regulation E Fraud Claims: Investigation, Evidence and Resolution
6. Complex Regulation E Cases: Handling Difficult Disputes and Exceptions
7. Regulation E Back-Office Casework: Evidence, Deadlines and Decision Documentation
8. P2P Payments Under Regulation E: Authorization, Fraud and Error Resolution
9. Instant Payments and Regulation E: Consumer Protection for FedNow and RTP
10. Preauthorized EFTs, ACH Debit Disputes and Stop-Payment Requirements
11. Overdraft Compliance: Authorizations, Fees, Disclosures and UDAAP Risk
12. Managing the Regulation E Program: Procedures, Quality Control, Complaints and Examiner Readiness — Capstone

Financial institution compliance touches nearly every product, process and customer interaction. FICM provides a broad, practical foundation across deposits, payments, lending, BSA/AML, third-party oversight and compliance program management.

1. Financial Institution Compliance Fundamentals: Understanding the Regulatory Framework
2. Building an Effective Compliance Management System
3. Compliance Examiner Hot Buttons: Current Issues and Expectations
4. Regulatory Change Management: From New Rule to Implementation
5. Business Deposit Accounts: Documentation and Compliance Essentials
6. Deposit Compliance Essentials: Regulation CC
7. E-Sign, E-Statements and E-Disclosures: Compliance Best Practices
8. Overdraft Compliance: Authorizations, Fees, Disclosures and UDAAP Risk
9. Fair Banking Considerations When Closing Accounts
10. Regulation E Requirements for Debit Card Error Resolution
11. Credit Card Compliance: Key Requirements and Risks
12. Serving Military Customers: SCRA, MLA and Operational Requirements
13. Consumer Lending Compliance Essentials: ECOA, TILA, FCRA and Adverse Action
14. Fair Lending, UDAAP and Complaint Management
15. Flood Insurance Rules for Lenders: Determinations, Coverage, Escrow and Force Placement
16. BSA/AML Compliance Bootcamp
17. Vendor Management and Third-Party Risk Assessment
18. Managing the Financial Institution Compliance Program: Risk Assessments, Monitoring, Testing and Examiner Readiness — Capstone